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High Court rules FOS decision on motor finance to be lawful (R (Clydesdale Financial Services Ltd) v FOS)

High Court rules FOS decision on motor finance to be lawful (R (Clydesdale Financial Services Ltd) v FOS)

Rowena Wisniewska has written a case analysis in partnership with LexisNexis UK.
 
Financial Services analysis: The High Court has ruled that a decision of the Financial Ombudsman Service (‘FOS’) relating to motor dealing and the motor finance industry issued in January 2024 was lawful. The Financial Conduct Authority (‘FCA’) which regulates motor finance was an interested party to the proceedings. A consumer, Ms Lewis, originally complained to the FOS having entered into a conditional sale agreement with Clydesdale Financial Services Ltd (‘Clydesdale’, trading as Barclays Partner Finance) which bought the car from Arnold Clark Automobiles Ltd (‘Arnold Clark’). Her complaint was upheld by the FOS in January 2024.
 
You can read the full analysis here.

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